When we’re first born; we get a social security number. Use that number to open up a Roth IRA account. It’s a retirement account that isn’t taxed on the end of our life. We put after taxed dollars into this account. And since it’s a retirement account you can’t touch the money until you’re about … Continue reading 1484. How to stop world poverty
Tag: personal-finance
1388. Surviving Black Friday: Smart Shopping Tips
Let's talk about the annual consumer apocalypse known as Black Friday. It's where rational thinking goes to die. Your wallet gets mugged by marketing ninjas. Americans have spent over $10 billion on stuff this year, $10 billion could solve world thirst or hunger, reforest huge swaths of land, build a brand new city, buy a … Continue reading 1388. Surviving Black Friday: Smart Shopping Tips
1374. Why Buying a 2025 Toyota 4Runner Is Financially Foolish
The $60,000 Mistake You're About to Make with Your New 4Runner And Other Ways You're Setting Fire to Your Financial Future Look, I get it. That 2025 Toyota 4Runner is sexy as hell. It's got that rugged "I could totally go off-roading if I wanted to" vibe that makes you feel like a badass, even … Continue reading 1374. Why Buying a 2025 Toyota 4Runner Is Financially Foolish
1373. Retirement Is Not an Age
Retirement used to mean reaching a certain age and slowing down, but retiring early is within reach of us all. The key is knowing what you want. If achieving financial independence (early) is something that excites you, you'll have to do certain things to get there. That usually comes down to saving and investing. save … Continue reading 1373. Retirement Is Not an Age
1372. Balanced vs Extreme Way to Financial Independence
Maybe the extreme frugality championed by Mr. Money Mustache is more of a personal goal than a practical necessity for most. What about a more balanced approach? The main goal is focusing on the numbers and mechanics of getting your "employees" (i.e. your dollar bills) working hard for you vs just being thrown away into … Continue reading 1372. Balanced vs Extreme Way to Financial Independence
1371. Lessons from a FIRE Veteran on Building Wealth
As someone relatively new to the FIRE (Financial Independence, Retire Early) movement, I've been soaking up all the advice I can get from those further along on the journey. One person's perspective that has really resonated with me is that of the "Mr. Money Mustache" blogger. In one of his posts, he laid out his … Continue reading 1371. Lessons from a FIRE Veteran on Building Wealth
1239. Effective Communication: Enhancing Relationships with Emotional Bank Accounts
Just like a regular bank account, every relationship has an emotional bank account where you make deposits and withdrawals through your interactions. Deposits build up trust and goodwill, while withdrawals deplete them. Relationship Deposits strengthen the emotional connection: Complimenting or appreciating the other person Offering help when needed Being supportive during tough times Giving thoughtful … Continue reading 1239. Effective Communication: Enhancing Relationships with Emotional Bank Accounts
1237. Financial Planning for Inheritance: Invest, Pay Back, and Enjoy
I received an inheritance before, and I found this philosophy on financial planning for an inheritance - but first, Take as long as you need to grief and heal from your loss - let the money sit in a high yield savings account. Money isn't going to solve anything, and it can set you up … Continue reading 1237. Financial Planning for Inheritance: Invest, Pay Back, and Enjoy
1187. Income, Savings, Investments, Simple Living
Building wealth is a four step equation: working income, savings, investments, and simple living. Working income This is how we become financially free. It all starts with our working income. The more we earn the more we can save and invest to get to our passive income and real estate goals. (Be careful of lifestyle … Continue reading 1187. Income, Savings, Investments, Simple Living
1176. Job think
Jobs aren’t everything, but it’s how we make money And money can’t buy happiness right? But money can alleviate stress. Not having money to pay bills, the mortgage, to buy food, to repair the car or house, to maintain a status that we put on ourselves - it can lead to a stressful way of … Continue reading 1176. Job think
Joe DiAndrea 