432. A golden rule on Finance 

Stay disciplined in asset allocation (growth and security) as this is the most important factor in investment returns. So, decide the right mix of stocks, bonds, and alternatives, while evaluating and rebalancing each year. PS: Never underestimate the power of disciplined saving and compound interest.

428. Open-minded

Have I been open-minded and tolerant? Yes and no,  I’ve listened and adjusted  I’ve made assumptions  I’ve ignored and went my way  I’ve asked questions, was interested but then I wasn’t  Each case different  But what’s the downside to being radically open-minded and tolerant?  I don’t know everything.